Program Selection
How did you score? Your answers provide insight into your investment style by considering the goals and timeline for your retirement, as well as your attitude toward risk. A low score indicates you will probably be more comfortable with a conservative approach, while a high score shows your style is more aggressive. Use your total score to locate the corresponding portfolio type below.
*Remember: Investments in mutual funds are subject to risk and fluctuate in value.
Score: 6 – 12. Your recommended portfolio is the Income Portfolio
This score indicates an income-oriented investment approach, which places a high priority on preserving the value of the original investment. This goal is best accomplished with the Income Portfolio, which is allocated approximately 90% to bonds and 10% to stocks. The Income Portfolio is suited for those whose investment timeline is less than five years, or who want only limited fluctuation in the value of their investments.
Score: 13 – 20. Your recommended portfolio is the Income & Growth Portfolio
This score indicates a balanced investment approach, which pursues both income and growth. Allocated approximately 60% to bonds and 40% to stocks, the Moderate Portfolio is best suited to this investment orientation. The Moderate Portfolio is suited for those whose investment timeline if five to 10 years, or who can accept moderate fluctuation in the value of their investments.
Score: 21 – 25. Your recommended portfolio is the Growth & Income Portfolio
This score indicates a growth-oriented investment approach, which is provided by the Growth & Income Portfolio. The portfolio has an approximate allocation of 60% stocks and 40% bonds. While its primary goal is growth, the portfolio includes a component of investment income. The Growth & Income Portfolio is suited for those whose investment timeline is 10 to 15 years, or who can accept annual fluctuation in the value of their investments.
Score: 26 – 29. Your recommended portfolio is the Growth Portfolio
This score indicates an aggressive-growth investment approach, which is provided by the Aggressive Growth Portfolio. The portfolio is allocated approximately 90% to stocks and 10% to bonds. The Aggressive Growth Portfolio is suited for those whose investment timeline is 15 years or longer, and who can accept significant annual fluctuation in the value of their investments.
Now that you have a sense of what investment approach is right for you, contact 401k Generation for financial assistance with your investment planning by sending an email to: retire@401kgeneration.com or call 866.998.5879 today.