THOMAS H. RUGGIE, CHFC®, CFP®

truggie@401kgeneration.com

Mr. Ruggie is a Chartered Financial Consultant (ChFC®), a Certified Financial Planner™ (CFP®) and an 18 year veteran of the investment and financial planning industries.

Mr. Ruggie began his career by founding Ruggie Wealth Management in 1991 to serve individuals, small businesses and nonprofit organizations.  Mr. Ruggie currently serves as President and CEO of Ruggie Wealth Management.  His entrepreneurial spirit, investment strategy and steadfast dedication to client service have allowed him to grow Ruggie Wealth Management into a boutique investment firm with $200 million under management.  Mr. Ruggie maintains a 95% plus client retention.

Mr. Ruggie developed a patent pending investment process, The Ruggie Method Distribution Strategy, which seeks to optimize income distribution from a pool of investor assets.  The Method developed and engineered by Mr. Ruggie uses statistical modeling to balance between the need for asset retention and the distribution of income for spending.  For example, the Method would indicate an optimal asset allocation and distribution of income for a retiree based on the person’s spending and lifestyle needs.  In the case of a nonprofit entity, the Method would indicate an optimal asset allocation and distribution of income based on the entity’s distributions and charitable receipts.

In 2009, Mr. Ruggie was honored to be appointed by Florida Governor Charlie Crist to the Board of the Florida Prepaid College Plan which manages over $8 billion in assets and serves over 80,000 college student annually.

Mr. Ruggie is frequently quoted in the news media including The Wall Street Journal, CNBC, Fox Business News and others.  Mr. Ruggie has been nationally recognized as a top performing investment advisor by several investment media outlets including:

1. 2009 Ranked #32 in Florida for “Barron’s Top 1000 Advisors” Special Report, Barron’s (magazine), published by Dow Jones & Company
2. 2008 “Top 250 Wealth Advisors in the United States”, Worth (magazine), published by Sandow Media (formerly the “Top 100 Wealth Advisors in the United States” annual magazine award)
3. “Wealth Manager’s 2008 Top Dogs”, Wealth Manager (magazine), published by Summit Business Media
4. 2007 “The Most Dependable Wealth Manager in Florida”, by Goldline Research, Forbes (magazine), published by Forbes Media
5. 2007 “Top 100 Wealth Advisors in the United States”, Worth (magazine), published by Sandow Media
6. 2006 “Top 100 Wealth Advisors in the United States”, Worth (magazine), published by Sandow Media

Mr. Ruggie received his Bachelor’s degree in Finance from the University of Central Florida.  Mr. Ruggie is dedicated to serving his community and has numerous accomplishments. He is the current President of the Cornerstone Hospice Foundation Board and current Board member of the Florida Prepaid College Plan.  Mr. Ruggie was the former President of the Mid-Florida Estate Planning Council and a former member of the BankFIRST Board of Directors.  He is a 2003 graduate of Leadership Lake County.

Mr. Ruggie is married with 2 children.  He lives in Lake County, Florida with his wife, Kim, and his son, Christopher.  His daughter, Gina, is following in his footsteps as Finance major at the University of Central Florida. 

Kelli Rojas - Managing Partner

krojas@401kgeneration.com

Kelli Rojas serves as a liason between our retirement plan partner, 401k Generation, and Ruggie Wealth Management. Through 401k Generation, Kelli consults and manages our corporate and institutional clients on employer sponsored retirement programs. With over 8 years experience, she began her career with Nationwide Financial on the retirement plan wholesale side and later moved to Florida to work for a retirement plan administrator. Among her talents, Kelli brings extensive knowledge on plan design features as well as investment expense analysis. She manages the entire retirement plan process from legal document construction to employee education meetings. Kelli has a passion and strong belief in employee retirement savings programs and it is evident in her daily work.

Kelli graduated from Ohio University with a degree in Business Administration. She and her husband Eddie reside in Orlando and welcomed their son Brooklyn in February 2010.

John Bradley Weis – 401k Consultant

Bradley Weis serves as a premier representative and Financial Advisor for 401k Generation. Through 401k Generation, Brad consults and guides our customers and their employees’ retirement programs. He began his career with Morgan Stanley as a Financial Advisor involved in personal wealth management and developed a passion for retirement planning. Among his talents, Brad brings extensive knowledge of fund line-ups as well as investment expense ratios. He helps the client gain a better understanding of retirement income and helps them transition from where they are currently, to where they need to be based on their circumstances. His work ethic is evident based on his enthusiasm to educate and inform his clients to give them the quality service they need.

Brad grew up in Orlando and was a Professional Baseball player for 7 years transitioning into financial advising. He and his wife have two young daughters and are expecting their first son this year.